Your path home, in four clear steps

No jargon and no surprises. Here's exactly what to expect when you work with Mission Home Loans — so you always know what's next.

1

Discover your options

We start with a relaxed conversation about your goals, timeline, and budget. Then I lay out the programs and monthly numbers that fit — clearly.

2

Hassle-free application

Apply securely online in about ten minutes. I keep the document requests minimal and handle the heavy lifting behind the scenes.

3

Processing & underwriting

I shop dozens of lenders, lock your rate at the right moment, and guide your file through underwriting — with steady updates so you're never in the dark.

4

Time to close

We review your final figures together, you sign, and the keys are yours. I'm with you right through closing day and beyond.

Come Prepared

What you'll typically need

Gathering a few things up front makes everything faster. Don't have it all? No problem — we'll sort it out together.

  • Recent pay stubs (last 30 days)
  • W-2s or tax returns (last two years)
  • Recent bank & asset statements
  • Government-issued photo ID
  • For VA loans: DD-214 or statement of service

Why get pre-approved first?

A pre-approval shows sellers you're a serious, ready buyer — and in competitive markets, it can be the difference between winning a home and losing it. It also gives you a firm budget so you shop with confidence.

Get Pre-Approved
Ready when you are

Let's take the first step together

Start your application online, or reach out with any question at all. I'll meet you wherever you are in the process.